Julia Ann Chappell was born in Pennsylvania in about 1752. A resident of Wythe County, her husband Stephen was a private in a loyalist regiment during the American Revolution who was captured at the Battle of King's Mountain in 1780. With her husband labeled as a Tory and a prisoner of war, she resided with Margaret Kinder during the winter of 1780 to 1781. Her connection with the Kinder household later led her to make a sworn affidavit in support of Margaret Kinder's widow's pension application attesting that she knew Peter Kinder was wounded at the Battle of Guilford Courthouse. Chapell and her husband reunited after the war and she died in Wythe County sometime after 1850.